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Features/Insurance verification
Insurance & coverage
Coverage confirmed — not just claimed
Fleetwire verifies a renter's insurance through Axle before the keys change hands, so "I'm covered" becomes something you can actually see. No more taking a screenshot of a policy card on faith.
14-day free trial · No credit card · Part of the trust stack
Why it matters
A photo of an insurance card proves nothing
Policies lapse, cards get faked, and coverage rarely says what a renter thinks it does. Verifying insurance at the source — before the trip — means you know a live policy exists, instead of finding out it didn't after a claim.
- Checked at the source. Axle confirms coverage with the insurer, not from a photo.
- Before the keys move. Verification happens as part of booking, not as an argument at pickup.
- On the record. The result is stored with the booking, next to ID and the signed agreement.
How it works
One more check, zero extra work
Insurance verification runs in the same checkout that handles ID, deposits, and signing.
1
Renter connects coverage
At checkout, the renter links or provides their policy details for verification through Axle.
2
Axle verifies
Coverage is confirmed against the insurer, so you're looking at a live policy — not a claim.
3
Status on the booking
Verified or unverified shows clearly, so you can decide before handing over the vehicle.
Part of a complete pre-trip file
Insurance verification joins ID checks, deposits, and e-sign so every booking arrives fully vetted.
Decide before pickup
Know coverage status while there's still time to act on it — not after a trip goes sideways.
Filed with the trip
The verification result is stored on the booking as part of your complete record.
Insurance questions
Who verifies the insurance?
Fleetwire verifies coverage through Axle, which connects to insurance carriers to confirm a live policy — rather than relying on a photo of a card the renter provides.
Does this replace my own commercial coverage?
No. Verifying a renter's insurance is a screening step for your protection; it does not replace the commercial or rental coverage you carry as an operator. Talk to your insurer about the right policy for your fleet.
What if a renter can't be verified?
The booking is flagged as unverified so you can follow up, request other coverage, or decline — before the keys change hands.
Confirm coverage before every handoff
Add insurance verification to your checkout and stop taking "I'm covered" on faith.